/* ============================================================
   Business Due Diligence — Static Site Styles
   Navy + Gold theme. Fonts: Playfair Display + Manrope
   ============================================================ */

:root {
  --navy: #0f1f3f;
  --navy-light: #1e3a5f;
  --navy-ink: #0a1128;
  --gold: #d4af37;
  --gold-dark: #c99a2e;
  --gold-light: #e6c860;
  --cream: #f5f0e8;
  --white: #ffffff;
  --max: 1300px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Manrope', sans-serif;
  background: var(--cream);
  color: var(--navy-ink);
  -webkit-font-smoothing: antialiased;
  line-height: 1.6;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

.serif { font-family: 'Playfair Display', serif; }
::selection { background: var(--gold); color: var(--navy); }

/* Scrollbar */
::-webkit-scrollbar { width: 10px; }
::-webkit-scrollbar-track { background: var(--navy); }
::-webkit-scrollbar-thumb { background: var(--gold-dark); border-radius: 8px; }

.container { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
@media (min-width: 768px) { .container { padding: 0 40px; } }

.gold-text {
  background: linear-gradient(135deg, var(--gold-light) 0%, var(--gold) 45%, var(--gold-dark) 100%);
  -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent; color: transparent;
}
.italic { font-style: italic; }
.grain {
  position: absolute; inset: 0; opacity: 0.04; pointer-events: none;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 400 400' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

/* ---------- Section label ---------- */
.label { display: flex; align-items: center; gap: 12px; margin-bottom: 20px; }
.label .bar { height: 1px; width: 40px; background: var(--gold); }
.label span { font-size: 12px; letter-spacing: 0.25em; text-transform: uppercase; font-weight: 600; color: var(--gold-dark); }
.label.dark span { color: var(--gold); }

/* ---------- Headings ---------- */
h1.hero-title { font-size: clamp(2.6rem, 8vw, 5.6rem); line-height: 0.95; letter-spacing: -0.02em; }
h2.section-title { font-size: clamp(2rem, 5vw, 3.6rem); line-height: 1.03; letter-spacing: -0.01em; color: var(--navy); }
.on-dark h2.section-title, h2.section-title.on-dark { color: var(--white); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  border-radius: 999px; padding: 14px 28px; font-weight: 600; font-size: 15px;
  cursor: pointer; border: none; transition: background-color .3s, color .3s, border-color .3s, transform .3s;
}
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: var(--gold-dark); }
.btn-outline { background: transparent; color: var(--white); border: 1px solid rgba(255,255,255,.25); }
.btn-outline:hover { border-color: var(--gold); color: var(--gold); }
.btn svg { width: 18px; height: 18px; transition: transform .3s; }
.btn-gold:hover svg { transform: translateX(4px); }

/* ============================================================
   NAVBAR
   ============================================================ */
.navbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 50;
  border-bottom: 1px solid transparent;
  transition: background-color .5s, box-shadow .5s, border-color .5s;
}
.navbar.solid, .navbar.scrolled {
  background: rgba(15,31,63,.92); backdrop-filter: blur(10px);
  border-bottom-color: rgba(255,255,255,.1);
  box-shadow: 0 8px 30px rgba(10,17,40,.35);
}
.nav-inner { height: 72px; display: flex; align-items: center; justify-content: space-between; }
.nav-brand { display: flex; align-items: center; gap: 12px; }
.nav-brand img { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; box-shadow: 0 0 0 1px rgba(212,175,55,.5); transition: box-shadow .3s; }
.nav-brand:hover img { box-shadow: 0 0 0 2px var(--gold); }
.nav-brand .b1 { display: block; font-family: 'Playfair Display', serif; color: var(--white); font-size: 19px; letter-spacing: .02em; }
.nav-brand .b2 { display: block; color: var(--gold); font-size: 10px; letter-spacing: .3em; text-transform: uppercase; }
.nav-links { display: none; align-items: center; gap: 36px; }
.nav-links a { position: relative; font-size: 14px; color: rgba(255,255,255,.8); transition: color .3s; }
.nav-links a:hover { color: var(--white); }
.nav-links a::after { content: ''; position: absolute; bottom: -6px; left: 0; height: 1px; width: 0; background: var(--gold); transition: width .3s; }
.nav-links a:hover::after { width: 100%; }
.nav-right { display: none; align-items: center; gap: 20px; }
.nav-phone { display: flex; align-items: center; gap: 8px; font-size: 14px; color: rgba(255,255,255,.8); transition: color .3s; }
.nav-phone:hover { color: var(--gold); }
.nav-phone svg { width: 15px; height: 15px; color: var(--gold); }
.nav-toggle { background: none; border: none; color: var(--white); cursor: pointer; padding: 8px; display: block; }
.nav-toggle svg { width: 26px; height: 26px; }
@media (min-width: 1024px) {
  .nav-links, .nav-right { display: flex; }
  .nav-toggle { display: none; }
}
.mobile-menu { display: none; background: var(--navy); border-top: 1px solid rgba(255,255,255,.1); padding: 24px 20px; }
.mobile-menu.open { display: block; }
.mobile-menu a { display: block; color: rgba(255,255,255,.85); padding: 10px 0; transition: color .3s; }
.mobile-menu a:hover { color: var(--gold); }
.mobile-menu .btn { margin-top: 10px; }

/* ============================================================
   HERO
   ============================================================ */
.hero { position: relative; min-height: 100vh; overflow: hidden; background: var(--navy); display: flex; align-items: center; }
.hero-bg { position: absolute; inset: 0; }
.hero-bg img { width: 100%; height: 100%; object-fit: cover; transform: scale(1.05); }
.hero-overlay-1 { position: absolute; inset: 0; background: linear-gradient(to right, var(--navy), rgba(15,31,63,.92) 55%, rgba(15,31,63,.5)); }
.hero-overlay-2 { position: absolute; inset: 0; background: linear-gradient(to top, var(--navy), transparent 60%, rgba(15,31,63,.4)); }
.hero-content { position: relative; z-index: 2; padding: 120px 0 60px; }
.badge {
  display: inline-flex; align-items: center; gap: 8px; border-radius: 999px;
  border: 1px solid rgba(212,175,55,.4); background: rgba(255,255,255,.05);
  padding: 6px 16px; font-size: 11px; letter-spacing: .28em; text-transform: uppercase; color: var(--gold);
  margin-bottom: 32px;
}
.badge svg { width: 14px; height: 14px; }
.hero-title { color: var(--white); max-width: 900px; }
.line-mask { overflow: hidden; display: block; }
.line-mask > span { display: block; transform: translateY(110%); animation: lineUp .9s cubic-bezier(.22,1,.36,1) forwards; }
.line-mask:nth-child(1) > span { animation-delay: .2s; }
.line-mask:nth-child(2) > span { animation-delay: .34s; }
@keyframes lineUp { to { transform: translateY(0); } }
.hero-sub { margin-top: 32px; max-width: 560px; color: rgba(255,255,255,.75); font-size: 18px; opacity: 0; animation: fadeUp .8s ease forwards; animation-delay: .9s; }
.hero-cta { margin-top: 40px; display: flex; flex-wrap: wrap; gap: 16px; opacity: 0; animation: fadeUp .8s ease forwards; animation-delay: 1.05s; }
.hero-stats { margin-top: 64px; display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; max-width: 760px; border-top: 1px solid rgba(255,255,255,.1); padding-top: 32px; opacity: 0; animation: fadeUp 1s ease forwards; animation-delay: 1.4s; }
.hero-stats .num { font-family: 'Playfair Display', serif; color: var(--gold); font-size: clamp(1.4rem, 3vw, 1.9rem); }
.hero-stats .lbl { color: rgba(255,255,255,.55); font-size: 13px; margin-top: 4px; }
@media (min-width: 640px) { .hero-stats { grid-template-columns: repeat(4, 1fr); } }
@keyframes fadeUp { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }

/* ============================================================
   MARQUEE
   ============================================================ */
.marquee { background: var(--cream); border-top: 1px solid rgba(15,31,63,.1); border-bottom: 1px solid rgba(15,31,63,.1); padding: 32px 0; overflow: hidden; }
.marquee-track { display: flex; width: max-content; animation: scrollX 40s linear infinite; }
.marquee-track .item { display: flex; align-items: center; }
.marquee-track .word { font-family: 'Playfair Display', serif; font-style: italic; color: var(--navy); font-size: clamp(2rem, 5vw, 3.5rem); padding: 0 32px; }
.marquee-track .dot { color: var(--gold); font-size: clamp(1.6rem, 4vw, 2.8rem); }
@keyframes scrollX { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ============================================================
   Generic sections
   ============================================================ */
.section { padding: 96px 0; }
@media (min-width: 768px) { .section { padding: 128px 0; } }
.section.dark { position: relative; background: var(--navy); color: var(--white); overflow: hidden; }
.section.dark-ink { position: relative; background: var(--navy-ink); color: var(--white); overflow: hidden; }
.section .inner { position: relative; z-index: 2; }
.section-lead { margin-top: 24px; font-size: 18px; max-width: 640px; }
.section.dark .section-lead, .section.dark-ink .section-lead { color: rgba(255,255,255,.65); }
.section:not(.dark):not(.dark-ink) .section-lead { color: rgba(10,17,40,.65); }

/* reveal on scroll */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .7s cubic-bezier(.22,1,.36,1), transform .7s cubic-bezier(.22,1,.36,1); }
.reveal.visible { opacity: 1; transform: translateY(0); }

/* ---------- About ---------- */
.about-grid { display: grid; gap: 56px; align-items: start; }
@media (min-width: 1024px) { .about-grid { grid-template-columns: 5fr 7fr; gap: 56px; } }
.about-img { position: relative; margin-top: 40px; }
.about-img .frame { position: absolute; inset: -12px; border: 1px solid rgba(212,175,55,.25); }
.about-img .pic { position: relative; overflow: hidden; }
.about-img img { width: 100%; height: 256px; object-fit: cover; }
.chapters { border-top: 1px solid rgba(255,255,255,.1); }
.chapter { display: grid; grid-template-columns: auto 1fr; gap: 28px; padding: 36px 0; border-bottom: 1px solid rgba(255,255,255,.1); }
.chapter .n { font-family: 'Playfair Display', serif; font-size: clamp(3rem,6vw,3.75rem); line-height: 1; }
.chapter h3 { font-family: 'Playfair Display', serif; font-size: clamp(1.5rem,3vw,1.875rem); color: var(--white); }
.chapter p { margin-top: 12px; color: rgba(255,255,255,.65); max-width: 560px; }

/* ---------- Services grid ---------- */
.grid-3 { display: grid; grid-template-columns: 1fr; gap: 20px; }
@media (min-width: 640px) { .grid-3 { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .grid-3 { grid-template-columns: repeat(3, 1fr); } }
.card {
  position: relative; background: var(--white); padding: 28px; border-top: 2px solid transparent;
  box-shadow: 0 8px 30px rgba(15,31,63,.06);
  transition: transform .3s, box-shadow .3s, border-color .3s;
}
.card:hover { transform: translateY(-4px); border-top-color: var(--gold); box-shadow: 0 18px 50px rgba(15,31,63,.12); }
.card .ic { width: 48px; height: 48px; display: grid; place-items: center; border-radius: 50%; background: var(--navy); color: var(--gold); transition: background-color .3s, color .3s; }
.card:hover .ic { background: var(--gold); color: var(--navy); }
.card .ic svg { width: 22px; height: 22px; }
.card h3 { margin-top: 20px; font-family: 'Playfair Display', serif; font-size: 20px; color: var(--navy); line-height: 1.3; }
.card p { margin-top: 10px; font-size: 14px; color: rgba(15,31,63,.6); }

/* ---------- Why choose ---------- */
.why-grid { display: grid; gap: 56px; }
@media (min-width: 1024px) { .why-grid { grid-template-columns: 4fr 8fr; } }
.why-list { display: grid; grid-template-columns: 1fr; gap: 0 40px; }
@media (min-width: 640px) { .why-list { grid-template-columns: repeat(2, 1fr); } }
.why-item { display: flex; gap: 16px; padding: 20px 0; border-bottom: 1px solid rgba(255,255,255,.1); }
.why-item .tick { flex: none; width: 32px; height: 32px; display: grid; place-items: center; border-radius: 50%; border: 1px solid rgba(212,175,55,.4); color: var(--gold); transition: background-color .3s, color .3s; }
.why-item:hover .tick { background: var(--gold); color: var(--navy); }
.why-item .tick svg { width: 16px; height: 16px; }
.why-item h3 { color: var(--white); font-size: 18px; font-weight: 600; }
.why-item p { margin-top: 4px; color: rgba(255,255,255,.55); font-size: 14px; }
.why-img { position: relative; margin-top: 36px; }
.why-img .frame { position: absolute; inset: -8px; border: 1px solid rgba(212,175,55,.25); }
.why-img img { position: relative; width: 100%; height: 224px; object-fit: cover; }

/* ---------- Process ---------- */
.process { position: relative; }
.process .line { position: absolute; top: 0; bottom: 0; left: 27px; width: 1px; background: rgba(15,31,63,.15); }
@media (min-width: 768px) { .process .line { left: 50%; transform: translateX(-50%); } }
.step { position: relative; display: grid; grid-template-columns: auto 1fr; gap: 24px; align-items: center; margin-bottom: 16px; }
@media (min-width: 768px) { .step { grid-template-columns: 1fr 1fr; } }
.step .num-side { display: none; }
@media (min-width: 768px) { .step .num-side { display: block; } }
.step .num { font-family: 'Playfair Display', serif; font-size: clamp(4rem, 8vw, 6rem); line-height: 1; }
.step-card { position: relative; background: var(--white); border: 1px solid rgba(15,31,63,.1); padding: 28px; margin-left: 40px; box-shadow: 0 8px 30px rgba(15,31,63,.06); }
@media (min-width: 768px) { .step-card { margin-left: 0; } }
.step .dot { position: absolute; left: 21px; top: 24px; width: 14px; height: 14px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 4px var(--cream); }
@media (min-width: 768px) { .step .dot { display: none; } }
.step-card .mnum { font-family: 'Playfair Display', serif; font-size: 2rem; }
@media (min-width: 768px) { .step-card .mnum { display: none; } }
.step-card h3 { font-family: 'Playfair Display', serif; font-size: clamp(1.25rem,2.5vw,1.5rem); color: var(--navy); margin-top: 4px; }
.step-card p { margin-top: 8px; color: rgba(15,31,63,.6); }
.step.right .num-side { order: 2; text-align: left; padding-left: 64px; }
.step.left .num-side { text-align: right; padding-right: 64px; }
.step.right .step-card { margin-right: 0; }
@media (min-width: 768px) { .step.left .step-card { margin-left: 64px; } .step.right .step-card { margin-right: 64px; } }

/* ---------- FAQ ---------- */
.faq-wrap { max-width: 1000px; margin: 0 auto; }
.faq { border-bottom: 1px solid rgba(255,255,255,.1); }
.faq-q { width: 100%; text-align: left; background: none; border: none; cursor: pointer; color: var(--white);
  font-family: 'Playfair Display', serif; font-size: clamp(1.05rem,2vw,1.25rem); padding: 24px 0; display: flex; justify-content: space-between; align-items: center; gap: 20px; transition: color .3s; }
.faq-q:hover { color: var(--gold); }
.faq-q .chev { flex: none; color: var(--gold); transition: transform .3s; }
.faq-q .chev svg { width: 20px; height: 20px; }
.faq.open .faq-q .chev { transform: rotate(180deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .4s ease; }
.faq-a p { color: rgba(255,255,255,.65); padding: 0 40px 24px 0; }

/* ---------- Contact ---------- */
.contact-grid { display: grid; gap: 56px; align-items: stretch; }
@media (min-width: 1024px) { .contact-grid { grid-template-columns: 1fr 1fr; } }
.contact-info { display: flex; flex-direction: column; }
.contact-rows { margin-top: 40px; display: flex; flex-direction: column; gap: 20px; }
.contact-row { display: flex; align-items: center; gap: 16px; }
.contact-row .ic { flex: none; width: 44px; height: 44px; display: grid; place-items: center; border-radius: 50%; background: var(--navy); color: var(--gold); }
.contact-row .ic svg { width: 18px; height: 18px; }
.contact-row a, .contact-row span { color: var(--navy); transition: color .3s; }
.contact-row a:hover { color: var(--gold-dark); }
.contact-city { margin-top: 32px; position: relative; flex: 1; min-height: 180px; overflow: hidden; }
.contact-city img { width: 100%; height: 100%; object-fit: cover; }
.contact-city .cap { position: absolute; bottom: 16px; left: 20px; color: rgba(255,255,255,.9); font-size: 14px; text-shadow: 0 1px 4px rgba(0,0,0,.4); }
.contact-city::after { content: ''; position: absolute; inset: 0; background: linear-gradient(to top, rgba(15,31,63,.8), transparent); }

.form-card { position: relative; background: var(--navy); padding: 28px; overflow: hidden; display: flex; flex-direction: column; }
@media (min-width: 768px) { .form-card { padding: 40px; } }
.form-card form { position: relative; display: flex; flex-direction: column; gap: 16px; }
.form-row { display: grid; grid-template-columns: 1fr; gap: 16px; }
@media (min-width: 640px) { .form-row { grid-template-columns: 1fr 1fr; } }
.field label { display: block; font-size: 12px; letter-spacing: .05em; text-transform: uppercase; color: rgba(255,255,255,.5); margin-bottom: 8px; }
.field input, .field select, .field textarea {
  width: 100%; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.15);
  color: var(--white); border-radius: 8px; padding: 12px 16px; font-family: inherit; font-size: 15px;
  transition: border-color .3s, box-shadow .3s;
}
.field input::placeholder, .field textarea::placeholder { color: rgba(255,255,255,.35); }
.field select { height: 46px; }
.field select option { color: #111; }
.field textarea { resize: none; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 1px var(--gold); }
.form-card .btn { width: 100%; justify-content: center; margin-top: 4px; }
.form-note { color: rgba(255,255,255,.4); font-size: 12px; text-align: center; }

.form-logo { position: relative; margin-top: auto; padding-top: 40px; display: flex; flex-direction: column; align-items: center; text-align: center; }
.form-logo .divider { width: 100%; height: 1px; background: rgba(255,255,255,.1); margin-bottom: 32px; }
.form-logo img { width: 224px; height: 224px; border-radius: 50%; object-fit: cover; box-shadow: 0 0 0 1px rgba(212,175,55,.4), 0 0 30px rgba(212,175,55,.15); }
@media (min-width: 768px) { .form-logo img { width: 256px; height: 256px; } }
.form-logo p { margin-top: 20px; color: rgba(212,175,55,.85); font-size: 12px; letter-spacing: .35em; text-transform: uppercase; }

/* success */
.form-success { position: relative; min-height: 420px; display: none; flex-direction: column; align-items: center; justify-content: center; text-align: center; }
.form-success.show { display: flex; }
.form-success svg { width: 56px; height: 56px; color: var(--gold); }
.form-success h3 { margin-top: 24px; font-family: 'Playfair Display', serif; font-size: 24px; color: var(--white); }
.form-success p { margin-top: 12px; color: rgba(255,255,255,.65); max-width: 320px; }
.form-success button { margin-top: 32px; background: none; border: none; color: var(--gold); cursor: pointer; font-size: 14px; text-decoration: underline; text-underline-offset: 4px; }

/* ============================================================
   FOOTER
   ============================================================ */
.footer { position: relative; background: var(--navy-ink); color: var(--white); overflow: hidden; }
.footer .inner { position: relative; z-index: 2; padding: 64px 0; }
.footer-grid { display: grid; gap: 48px; }
@media (min-width: 768px) { .footer-grid { grid-template-columns: 4fr 2fr 3fr 3fr; } }
.footer-brand { display: flex; align-items: center; gap: 12px; }
.footer-brand img { width: 48px; height: 48px; border-radius: 50%; object-fit: cover; box-shadow: 0 0 0 1px rgba(212,175,55,.5); }
.footer-brand .b1 { font-family: 'Playfair Display', serif; font-size: 20px; }
.footer-brand .b2 { color: var(--gold); font-size: 11px; letter-spacing: .3em; text-transform: uppercase; }
.footer p.desc { margin-top: 24px; color: rgba(255,255,255,.6); max-width: 300px; }
.footer h4 { color: var(--gold); font-size: 13px; letter-spacing: .15em; text-transform: uppercase; margin-bottom: 20px; }
.footer li { margin-bottom: 12px; }
.footer li a { color: rgba(255,255,255,.7); font-size: 14px; transition: color .3s; }
.footer li a:hover { color: var(--gold); }
.footer-contact li { display: flex; gap: 12px; }
.footer-contact svg { width: 16px; height: 16px; color: var(--gold); flex: none; margin-top: 3px; }
.footer-bottom { margin-top: 56px; padding-top: 32px; border-top: 1px solid rgba(255,255,255,.1); display: flex; flex-direction: column; gap: 20px; justify-content: space-between; align-items: flex-start; }
@media (min-width: 768px) { .footer-bottom { flex-direction: row; align-items: center; } }
.footer-bottom .copy { color: rgba(255,255,255,.5); font-size: 14px; }
.footer-legal { display: flex; align-items: center; gap: 24px; font-size: 14px; }
.footer-legal a { color: rgba(255,255,255,.6); transition: color .3s; }
.footer-legal a:hover { color: var(--gold); }

/* ---------- Scroll to top ---------- */
.to-top {
  position: fixed; bottom: 28px; right: 28px; z-index: 40; width: 48px; height: 48px;
  display: grid; place-items: center; border-radius: 50%; background: var(--gold); color: var(--navy);
  border: none; cursor: pointer; box-shadow: 0 0 20px rgba(212,175,55,.4);
  opacity: 0; visibility: hidden; transform: scale(.6); transition: opacity .3s, transform .3s, visibility .3s, background-color .3s;
}
.to-top.show { opacity: 1; visibility: visible; transform: scale(1); }
.to-top:hover { background: var(--gold-dark); }
.to-top svg { width: 20px; height: 20px; }

/* ============================================================
   INNER PAGE HEADER (blog / legal)
   ============================================================ */
.page-head { position: relative; background: var(--navy); color: var(--white); overflow: hidden; }
.page-head .inner { position: relative; z-index: 2; padding: 128px 0 64px; }
.page-head h1 { font-family: 'Playfair Display', serif; font-size: clamp(2.2rem,6vw,4rem); letter-spacing: -0.01em; line-height: 1.05; }
.page-head p { margin-top: 20px; color: rgba(255,255,255,.65); max-width: 640px; }
.back-link { display: inline-flex; align-items: center; gap: 8px; color: var(--gold); font-size: 14px; margin-bottom: 32px; transition: color .3s; }
.back-link:hover { color: var(--gold-dark); }
.back-link svg { width: 16px; height: 16px; }

/* ---------- Blog listing ---------- */
.featured { display: grid; gap: 32px; align-items: center; background: var(--white); border: 1px solid rgba(15,31,63,.1); box-shadow: 0 8px 30px rgba(15,31,63,.06); transition: box-shadow .3s; overflow: hidden; }
@media (min-width: 1024px) { .featured { grid-template-columns: 1fr 1fr; gap: 48px; } }
.featured:hover { box-shadow: 0 20px 50px rgba(15,31,63,.12); }
.featured .pic { position: relative; overflow: hidden; height: 300px; }
.featured .pic img { width: 100%; height: 100%; object-fit: cover; transition: transform .7s; }
.featured:hover .pic img { transform: scale(1.05); }
.featured .tag { position: absolute; top: 16px; left: 16px; background: var(--gold); color: var(--navy); font-size: 12px; font-weight: 600; letter-spacing: .05em; text-transform: uppercase; padding: 4px 12px; border-radius: 999px; }
.featured .body { padding: 28px; }
@media (min-width: 1024px) { .featured .body { padding: 40px 48px 40px 0; } }
.post-meta { display: flex; align-items: center; gap: 20px; color: rgba(15,31,63,.5); font-size: 14px; }
.post-meta span { display: flex; align-items: center; gap: 6px; }
.post-meta svg { width: 15px; height: 15px; }
.featured .body h2 { margin-top: 16px; font-family: 'Playfair Display', serif; font-size: clamp(1.5rem,3vw,2.25rem); color: var(--navy); line-height: 1.2; transition: color .3s; }
.featured:hover .body h2 { color: var(--gold-dark); }
.featured .body p { margin-top: 16px; color: rgba(15,31,63,.65); }
.read-more { margin-top: 24px; display: inline-flex; align-items: center; gap: 8px; color: var(--gold-dark); font-weight: 600; }
.read-more svg { width: 18px; height: 18px; transition: transform .3s; }
.featured:hover .read-more svg { transform: translateX(4px); }

/* ---------- Article ---------- */
.article { max-width: 820px; margin: 0 auto; padding: 56px 20px 80px; }
@media (min-width: 768px) { .article { padding: 80px 40px; } }
.article-cover { max-width: 1000px; margin: -32px auto 0; padding: 0 20px; position: relative; z-index: 3; }
@media (min-width: 768px) { .article-cover { padding: 0 40px; } }
.article-cover img { width: 100%; height: 256px; object-fit: cover; border: 1px solid rgba(15,31,63,.1); }
@media (min-width: 768px) { .article-cover img { height: 384px; } }
.article h2 { font-family: 'Playfair Display', serif; font-size: clamp(1.5rem,3vw,1.875rem); color: var(--navy); margin: 48px 0 16px; line-height: 1.3; }
.article p { color: rgba(15,31,63,.75); font-size: 18px; margin-top: 16px; }
.article p.lead { color: var(--navy); font-weight: 600; margin-top: 24px; margin-bottom: 12px; }
.article ul.checks { margin: 16px 0; display: grid; grid-template-columns: 1fr; gap: 10px 32px; }
@media (min-width: 640px) { .article ul.checks { grid-template-columns: 1fr 1fr; } }
.article ul.checks li { display: flex; gap: 12px; color: rgba(15,31,63,.7); }
.article ul.checks li svg { width: 17px; height: 17px; color: var(--gold-dark); flex: none; margin-top: 5px; }
.article .cta { margin-top: 64px; position: relative; background: var(--navy); padding: 32px; overflow: hidden; }
@media (min-width: 768px) { .article .cta { padding: 40px; } }
.article .cta h3 { position: relative; font-family: 'Playfair Display', serif; font-size: clamp(1.5rem,3vw,1.875rem); color: var(--white); }
.article .cta p { position: relative; color: rgba(255,255,255,.65); max-width: 512px; margin-top: 12px; }
.article .cta .btn { position: relative; margin-top: 24px; }
.article .disclaimer { margin-top: 40px; color: rgba(15,31,63,.45); font-size: 14px; font-style: italic; border-top: 1px solid rgba(15,31,63,.1); padding-top: 24px; }

/* ---------- Legal ---------- */
.legal { max-width: 900px; margin: 0 auto; padding: 64px 20px; }
@media (min-width: 768px) { .legal { padding: 64px 40px; } }
.legal .block { margin-bottom: 40px; }
.legal h2 { font-family: 'Playfair Display', serif; font-size: 1.5rem; color: var(--navy); margin-bottom: 12px; }
.legal p { color: rgba(15,31,63,.7); }
.legal .meta { margin-top: 56px; padding-top: 32px; border-top: 1px solid rgba(15,31,63,.1); color: rgba(15,31,63,.6); font-size: 14px; }
.legal .meta p { color: rgba(15,31,63,.6); }

/* ---------- Toast ---------- */
.toast { position: fixed; top: 24px; left: 50%; transform: translateX(-50%) translateY(-100px); z-index: 100;
  background: var(--white); color: var(--navy); padding: 14px 22px; border-radius: 10px; box-shadow: 0 12px 40px rgba(0,0,0,.2);
  font-size: 14px; font-weight: 500; opacity: 0; transition: transform .4s cubic-bezier(.22,1,.36,1), opacity .4s; max-width: 90vw; }
.toast.show { transform: translateX(-50%) translateY(0); opacity: 1; }
.toast.error { border-left: 4px solid #dc2626; }
.toast.success { border-left: 4px solid var(--gold); }